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Welcome to Living New Jersey Realty'sLyndhurst, Rutherford, North Arlington and Nutlley Real Estate Website


WELCOME TO Living New Jersey Realty
Your Home Page For Information On:

Lyndhurst, Rutherford, Nutley,North Arlington, East Rutherford, Clifton, Kearny, Carlstadt, Harrison,
 

and All of New Jersey Real Estate! 

 

YOUR HOME IS JUST A CLICK AWAY!!
Search everything the web has to offer, right here! We can also give you access to THE HOME BUYER'S SCOUTING REPORT. A private website just made for buyers and sellers. Access the properties available to realtors. Set up, change, and control your own search parameters. Receive up to the minute updates on your favorite properties. Get monthly reports on homes sold in your search areas. Don't miss your dream home. 

Need local real estate information for Northern New Jersey? We've summarized much of what is important about the Lyndhurst, Rutherford, North Arlington, and the surrounding areas real estate market on our sites.  

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job. 

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services of our site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. 

Buying and selling a home is one of the biggest events in your life. As top Bergen, Essex, Passaic County, and Northern Jersey real estate agents, we have the experience and track record you are looking for. Please let us help. 

- Gianna Botbyl 




Real Estate Tips
Financing Your Home >Your Mortgage

Many homeowners overlook the mortgage payment as a tool for financial management. They get the mortgage, move in, make the payments, and pay off the loan eventually. Smart homeowners know that by properly adding to their monthly payments, even by a small amount, they can substantially reduce the term of their loan, not to mention the total interest they will pay. In fact, prepaying one full year of a standard mortgage can save thousands of dollars in interest. The key is to do it properly and to find the right lender for whom prepayment is not a problem.

More progressive lenders allow the option to add money to the monthly payment which goes directly to the principal. How much should you add? It's largely a personal decision, and it depends on your cash flow. But be mindful of the fact that the mortgage interest rate is probably the lowest interest loan you will find, so don't short yourself with prepayment only to run up credit card debt!

See All Tips In The "Financing Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
Fewer than 2 percent of homeowners build this type of home:

A 
Fewer than 2 percent build a custom home; most buy an older home or select from a home builder's menu.
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Living New Jersey Realty, REALTOR®, real estate agent and broker for Lyndhurst, Rutherford, North Arlington and Nutlley, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Living New Jersey Realty
Gianna Botbyl - Broker of Record

300 Stuyvesant Avenue
Lyndhurst, NJ 07071
201-636-2280
Fax: 201-636-2275
giannabotbyl@NUMBER1EXPERT.com



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